Consumers

At Loopa, we finance collective lawsuits initiated by consumers who have been harmed by abusive business practices, defective products, contractual breaches, or unlawful clauses. These cases seek to repair massive harm affecting hundreds or thousands of individuals, generally in a similar manner, who individually may not have the incentive or means to litigate. By joining together in a class action, consumers not only achieve visibility and procedural efficiency, but also a real tool to demand accountability and obtain financial compensation. Consumer class actions can cover a wide range of situations: unauthorized charges by banks or insurers, misleading advertising, defective products, unilateral service cancellation, unauthorized price hikes, violations of financing agreements, personal data breaches, unlawful return policies, or abusive clauses in standard-form contracts. In many cases, the companies involved are large corporate groups that operate mass-scale schemes with strong legal backing, making it difficult for affected consumers to pursue justice without significant financial support. At Loopa, we finance these types of collective proceedings with the aim of leveling the playing field and enabling these claims to move forward with the necessary support to be sustained over time. We cover attorney fees, court costs, outreach campaigns to notify affected parties, expert reports, compliance audits, and all the infrastructure required for a serious and effective collective process. Additionally, in specific cases, we can advance capital to the associations or law firms leading the action, allowing them to cover other organizational costs while the lawsuit is being processed. Our financing model is non-recourse: if the case is unsuccessful, the client does not have to repay the provided funds. This ensures total alignment of interests and allows those leading the lawsuit to focus on the legal strategy without assuming disproportionate financial risk. Funding also strengthens plaintiffs' negotiating position, increasing the likelihood of securing favorable out-of-court settlements. We fund collective claims filed by consumer associations, ombudsmen, specialized legal firms, and organized groups of affected individuals with adequate legal representation and a solid basis for their claim. We evaluate the legal strength of the case, the overall economic impact, the size of the affected group, and the likelihood of obtaining a favorable judgment or significant agreement. We intervene in processes at the local, national, or even transnational level when the case involves consumers from different countries against a company with global operations. These types of lawsuits also play an important social role: in addition to seeking economic redress, they have a deterrent effect against systematic business practices that violate consumer rights. In this sense, Loopa not only provides capital but also technical legitimacy and strategic support for collective actions to be conducted with professionalism, legal depth, and operational efficiency. In a market where the imbalance between consumers and large corporations is structural, collective actions are a key tool to restore justice and demand accountability. At Loopa, we help transform these claims into viable and financially sustainable actions, allowing individuals to access justice regardless of their individual economic capacity. If you are organizing or leading a consumer class action with legal merit and meaningful scale, we can help finance it and maximize its impact.